Personal Accident Insurance

Personal Accident

Financial Security When You Need It Most

Accidents are unpredictable and can happen to anyone at any time. A personal accident insurance policy ensures that you and your family have financial support in the event of accidental injury, disability, or death — helping you recover without the added stress of financial worry.

Personal accident policies are highly affordable — starting at just ₹500 per year for ₹10 lakh coverage — and complement your health and life insurance perfectly.

Accidental Death
Disability
Hospitalisation
Medical Expenses

Key Benefits

Accidental Death Benefit

100% of sum insured paid as lump sum to nominees in case of accidental death, providing financial security for the family.

Permanent Total Disability

100% of sum insured paid if an accident results in permanent total disability such as loss of both eyes or both limbs.

Permanent Partial Disability

Proportional payout based on the degree of permanent partial disability caused by the accident.

Hospitalisation Allowance

Daily cash benefit for each day of hospitalisation due to accidental injury — helps cover incidental expenses.

Children's Education Benefit

Financial support for children's education if the insured suffers accidental death or permanent total disability.

Worldwide Cover

Coverage is valid worldwide — whether you're at work, home, or travelling abroad, you're protected 24x7.

Get Accident Cover Today

₹10 lakh personal accident cover starting at just ₹500/year. No medical checkup required.