/* =========================================
   Secure Digital Insurance - Main Stylesheet
   ========================================= */

/* Google Fonts imported via CDN in HTML */
:root {
  --primary: #0B5ED7;
  --primary-dark: #0948b3;
  --primary-light: #e8f0fe;
  --secondary: #ffffff;
  --accent: #F59E0B;
  --accent-dark: #d48a09;
  --text: #222222;
  --text-muted: #6b7280;
  --bg: #F8FAFC;
  --bg-dark: #0f1f3d;
  --border: #e2e8f0;
  --shadow: 0 4px 24px rgba(11, 94, 215, 0.10);
  --shadow-hover: 0 8px 40px rgba(11, 94, 215, 0.18);
  --radius: 12px;
  --radius-lg: 20px;
  --transition: all 0.3s ease;
}

/* ===== GLOBAL ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Poppins', sans-serif;
  font-size: 15px;
  color: var(--text);
  background: var(--bg);
  overflow-x: hidden;
}
a { text-decoration: none; color: inherit; transition: var(--transition); }
img { max-width: 100%; height: auto; }
ul { list-style: none; padding: 0; margin: 0; }
section { overflow: hidden; }

/* ===== TYPOGRAPHY ===== */
.section-title {
  font-size: 2rem;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 0.5rem;
}
.section-subtitle {
  font-size: 1rem;
  color: var(--text-muted);
  max-width: 600px;
  margin: 0 auto 2.5rem;
}
.section-badge {
  display: inline-block;
  background: var(--primary-light);
  color: var(--primary);
  font-size: 0.78rem;
  font-weight: 600;
  padding: 0.3rem 1rem;
  border-radius: 50px;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 0.75rem;
}

/* ===== BUTTONS ===== */
.btn-primary-custom {
  background: var(--primary);
  color: #fff;
  border: 2px solid var(--primary);
  padding: 0.75rem 2rem;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.95rem;
  transition: var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}
.btn-primary-custom:hover {
  background: var(--primary-dark);
  border-color: var(--primary-dark);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(11, 94, 215, 0.35);
}
.btn-outline-custom {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
  padding: 0.75rem 2rem;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.95rem;
  transition: var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}
.btn-outline-custom:hover {
  background: var(--primary);
  color: #fff;
  transform: translateY(-2px);
}
.btn-accent {
  background: var(--accent);
  color: #fff;
  border: 2px solid var(--accent);
  padding: 0.75rem 2rem;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.95rem;
  transition: var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}
.btn-accent:hover {
  background: var(--accent-dark);
  border-color: var(--accent-dark);
  color: #fff;
  transform: translateY(-2px);
}
.btn-whatsapp {
  background: #25D366;
  color: #fff;
  border: 2px solid #25D366;
  padding: 0.75rem 2rem;
  border-radius: 50px;
  font-weight: 600;
  font-size: 0.95rem;
  transition: var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}
.btn-whatsapp:hover {
  background: #1ebe5d;
  border-color: #1ebe5d;
  color: #fff;
  transform: translateY(-2px);
}

/* ===== NAVBAR ===== */
#mainNavbar {
  background: #fff !important;
  box-shadow: 0 2px 20px rgba(11, 94, 215, 0.08);
  padding: 0.85rem 0;
  transition: var(--transition);
  z-index: 9999;
}
#mainNavbar.scrolled {
  padding: 0.5rem 0;
  box-shadow: 0 4px 30px rgba(11, 94, 215, 0.15);
}
.navbar-brand {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}
.navbar-brand .brand-logo {
  width: 44px;
  height: 44px;
  background: var(--primary);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 1.3rem;
  font-weight: 700;
  flex-shrink: 0;
}
.navbar-brand .brand-text {
  line-height: 1.2;
}
.navbar-brand .brand-text strong {
  display: block;
  font-size: 1rem;
  font-weight: 700;
  color: var(--primary);
}
.navbar-brand .brand-text span {
  font-size: 0.72rem;
  color: var(--text-muted);
  font-weight: 400;
}
.navbar-nav .nav-link {
  color: var(--text) !important;
  font-weight: 500;
  font-size: 0.88rem;
  padding: 0.5rem 0.75rem !important;
  transition: var(--transition);
  position: relative;
}
.navbar-nav .nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0.75rem;
  right: 0.75rem;
  height: 2px;
  background: var(--primary);
  transform: scaleX(0);
  transition: var(--transition);
  border-radius: 2px;
}
.navbar-nav .nav-link:hover::after,
.navbar-nav .nav-link.active::after { transform: scaleX(1); }
.navbar-nav .nav-link:hover,
.navbar-nav .nav-link.active { color: var(--primary) !important; }
.navbar-actions {
  display: flex;
  gap: 0.5rem;
  align-items: center;
  margin-left: 0.75rem;
}
.btn-call {
  background: var(--primary);
  color: #fff !important;
  border: none;
  padding: 0.45rem 1.1rem;
  border-radius: 50px;
  font-size: 0.82rem;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  transition: var(--transition);
}
.btn-call:hover { background: var(--primary-dark); transform: translateY(-1px); }
.btn-wp {
  background: #25D366;
  color: #fff !important;
  border: none;
  padding: 0.45rem 1.1rem;
  border-radius: 50px;
  font-size: 0.82rem;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  transition: var(--transition);
}
.btn-wp:hover { background: #1ebe5d; transform: translateY(-1px); }

/* Dropdown */
.dropdown-menu {
  border: none;
  box-shadow: var(--shadow-hover);
  border-radius: var(--radius);
  padding: 0.5rem;
  min-width: 200px;
}
.dropdown-item {
  border-radius: 8px;
  font-size: 0.88rem;
  font-weight: 500;
  padding: 0.5rem 1rem;
  transition: var(--transition);
}
.dropdown-item:hover { background: var(--primary-light); color: var(--primary); }

/* ===== HERO SECTION ===== */
.hero-section {
  background: linear-gradient(135deg, #0B5ED7 0%, #0948b3 40%, #062d80 100%);
  min-height: 92vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding: 5rem 0 3rem;
}
.hero-section::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 700px;
  height: 700px;
  background: rgba(255,255,255,0.04);
  border-radius: 50%;
}
.hero-section::after {
  content: '';
  position: absolute;
  bottom: -30%;
  left: -10%;
  width: 500px;
  height: 500px;
  background: rgba(245,158,11,0.08);
  border-radius: 50%;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.2);
  color: #fff;
  font-size: 0.8rem;
  font-weight: 600;
  padding: 0.4rem 1rem;
  border-radius: 50px;
  backdrop-filter: blur(10px);
  margin-bottom: 1.5rem;
}
.hero-badge .dot {
  width: 8px;
  height: 8px;
  background: var(--accent);
  border-radius: 50%;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { transform: scale(1); opacity: 1; }
  50% { transform: scale(1.4); opacity: 0.7; }
}
.hero-title {
  font-size: clamp(2.2rem, 5vw, 3.5rem);
  font-weight: 800;
  color: #fff;
  line-height: 1.15;
  margin-bottom: 1.25rem;
}
.hero-title .accent { color: var(--accent); }
.hero-subtitle {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.82);
  margin-bottom: 2rem;
  line-height: 1.7;
  max-width: 520px;
}
.hero-stats {
  display: flex;
  gap: 2rem;
  margin-top: 2.5rem;
}
.hero-stat {
  text-align: center;
}
.hero-stat .number {
  display: block;
  font-size: 1.6rem;
  font-weight: 800;
  color: #fff;
}
.hero-stat .label {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.7);
  font-weight: 500;
}
.hero-illustration {
  position: relative;
  z-index: 2;
}
.hero-illustration .illustration-card {
  background: rgba(255,255,255,0.95);
  border-radius: 20px;
  padding: 2.5rem;
  box-shadow: 0 20px 60px rgba(0,0,0,0.2);
  position: relative;
}
.hero-illustration .illustration-card .shield-icon {
  width: 80px;
  height: 80px;
  background: var(--primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.2rem;
  color: #fff;
  margin: 0 auto 1.5rem;
  box-shadow: 0 8px 25px rgba(11,94,215,0.35);
}
.hero-illustration .illustration-card h4 {
  font-size: 1.1rem;
  font-weight: 700;
  text-align: center;
  margin-bottom: 1.25rem;
  color: var(--text);
}
.hero-illustration .mini-card {
  position: absolute;
  background: #fff;
  border-radius: 12px;
  padding: 0.75rem 1.1rem;
  box-shadow: 0 8px 30px rgba(0,0,0,0.15);
  display: flex;
  align-items: center;
  gap: 0.65rem;
  font-size: 0.82rem;
  font-weight: 600;
  white-space: nowrap;
}
.hero-illustration .mini-card .icon {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
}
.mini-card-1 { top: -20px; left: -30px; animation: float 3s ease-in-out infinite; }
.mini-card-2 { bottom: 20px; right: -30px; animation: float 3s ease-in-out infinite 1.5s; }
@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}
.insurance-feature-list {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}
.insurance-feature-list .feature-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.88rem;
  color: var(--text);
}
.insurance-feature-list .feature-item .check {
  width: 22px;
  height: 22px;
  background: var(--primary-light);
  color: var(--primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.65rem;
  flex-shrink: 0;
}

/* ===== INSURANCE CATEGORIES ===== */
.insurance-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.75rem 1.5rem;
  text-align: center;
  transition: var(--transition);
  height: 100%;
  cursor: pointer;
  position: relative;
  overflow: hidden;
}
.insurance-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--primary);
  transform: scaleX(0);
  transition: var(--transition);
}
.insurance-card:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-hover);
  transform: translateY(-6px);
}
.insurance-card:hover::before { transform: scaleX(1); }
.insurance-card .card-icon {
  width: 68px;
  height: 68px;
  background: var(--primary-light);
  color: var(--primary);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.7rem;
  margin: 0 auto 1.1rem;
  transition: var(--transition);
}
.insurance-card:hover .card-icon {
  background: var(--primary);
  color: #fff;
  transform: rotateY(180deg);
}
.insurance-card h5 {
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
  color: var(--text);
}
.insurance-card p {
  font-size: 0.82rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 1rem;
}
.insurance-card .read-more {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--primary);
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  transition: var(--transition);
}
.insurance-card:hover .read-more { gap: 0.6rem; }

/* ===== WHY CHOOSE US ===== */
.why-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 2.5rem 2rem;
  text-align: center;
  box-shadow: var(--shadow);
  transition: var(--transition);
  height: 100%;
  border: 1px solid transparent;
}
.why-card:hover {
  border-color: var(--primary);
  transform: translateY(-6px);
  box-shadow: var(--shadow-hover);
}
.why-card .why-icon {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  margin: 0 auto 1.25rem;
}
.why-card h4 {
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 0.75rem;
}
.why-card p {
  font-size: 0.88rem;
  color: var(--text-muted);
  line-height: 1.7;
}

/* ===== COMPANY LOGOS ===== */
.company-logo-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 2rem 1.5rem;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
  height: 120px;
  cursor: pointer;
}
.company-logo-card:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow);
  transform: translateY(-4px);
}
.company-logo-card .logo-placeholder {
  width: 60px;
  height: 60px;
  background: var(--primary-light);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  color: var(--primary);
  margin-bottom: 0.5rem;
}
.company-logo-card span {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--text-muted);
  text-align: center;
}

/* ===== ABOUT SECTION ===== */
.about-img-wrapper {
  position: relative;
  padding: 1rem;
}
.about-img-wrapper .main-img {
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-hover);
  width: 100%;
}
.about-img-wrapper .experience-badge {
  position: absolute;
  bottom: -10px;
  right: -10px;
  background: var(--primary);
  color: #fff;
  border-radius: 16px;
  padding: 1.25rem 1.5rem;
  text-align: center;
  box-shadow: var(--shadow-hover);
}
.about-img-wrapper .experience-badge .num {
  font-size: 2rem;
  font-weight: 800;
  display: block;
  line-height: 1;
}
.about-img-wrapper .experience-badge .text {
  font-size: 0.75rem;
  opacity: 0.9;
}
.value-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  margin-bottom: 1.25rem;
}
.value-item .icon-box {
  width: 48px;
  height: 48px;
  background: var(--primary-light);
  color: var(--primary);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}
.value-item h6 { font-weight: 700; margin-bottom: 0.2rem; }
.value-item p { font-size: 0.85rem; color: var(--text-muted); margin: 0; line-height: 1.6; }

/* ===== SERVICES ===== */
.service-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 2rem;
  border: 1px solid var(--border);
  transition: var(--transition);
  height: 100%;
  position: relative;
  overflow: hidden;
}
.service-card::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--accent));
  transform: scaleX(0);
  transform-origin: left;
  transition: var(--transition);
}
.service-card:hover {
  box-shadow: var(--shadow-hover);
  transform: translateY(-4px);
  border-color: var(--primary);
}
.service-card:hover::after { transform: scaleX(1); }
.service-card .service-icon {
  width: 60px;
  height: 60px;
  background: var(--primary-light);
  color: var(--primary);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 1.25rem;
  transition: var(--transition);
}
.service-card:hover .service-icon { background: var(--primary); color: #fff; }
.service-card h5 { font-size: 1rem; font-weight: 700; margin-bottom: 0.6rem; }
.service-card p { font-size: 0.85rem; color: var(--text-muted); line-height: 1.7; }

/* ===== HOW IT WORKS ===== */
.how-section { background: linear-gradient(135deg, #0B5ED7 0%, #0948b3 100%); }
.step-card {
  text-align: center;
  padding: 2rem 1.5rem;
  position: relative;
}
.step-number {
  width: 60px;
  height: 60px;
  background: rgba(255,255,255,0.15);
  border: 2px solid rgba(255,255,255,0.3);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  font-weight: 800;
  color: #fff;
  margin: 0 auto 1rem;
}
.step-icon {
  width: 80px;
  height: 80px;
  background: rgba(255,255,255,0.15);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  color: var(--accent);
  margin: 0 auto 1.25rem;
  border: 2px solid rgba(255,255,255,0.2);
}
.step-card h4 { font-size: 1.1rem; font-weight: 700; color: #fff; margin-bottom: 0.5rem; }
.step-card p { font-size: 0.85rem; color: rgba(255,255,255,0.8); line-height: 1.7; }
.step-arrow {
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.4);
  font-size: 1.5rem;
}

/* ===== STATS COUNTER ===== */
.stats-section {
  background: var(--primary);
  padding: 4rem 0;
}
.stat-item {
  text-align: center;
  padding: 1rem;
  border-right: 1px solid rgba(255,255,255,0.15);
}
.stat-item:last-child { border-right: none; }
.stat-item .counter {
  font-size: 2.5rem;
  font-weight: 800;
  color: #fff;
  display: block;
  line-height: 1;
}
.stat-item .suffix { color: var(--accent); }
.stat-item .label {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.75);
  margin-top: 0.4rem;
  display: block;
}

/* ===== TESTIMONIALS ===== */
.testimonials-section { background: var(--bg); }
.testimonial-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow);
  border: 1px solid var(--border);
  position: relative;
  margin: 1rem 0.5rem;
}
.testimonial-card .quote-icon {
  font-size: 3rem;
  color: var(--primary-light);
  line-height: 1;
  margin-bottom: 0.5rem;
}
.testimonial-card .stars { color: var(--accent); margin-bottom: 0.75rem; }
.testimonial-card p.review-text {
  font-size: 0.92rem;
  color: var(--text-muted);
  line-height: 1.8;
  font-style: italic;
  margin-bottom: 1.5rem;
}
.testimonial-card .reviewer {
  display: flex;
  align-items: center;
  gap: 1rem;
}
.testimonial-card .reviewer .avatar {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: var(--primary-light);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: var(--primary);
  font-weight: 700;
  flex-shrink: 0;
}
.testimonial-card .reviewer .info strong {
  display: block;
  font-size: 0.92rem;
  font-weight: 700;
}
.testimonial-card .reviewer .info span {
  font-size: 0.78rem;
  color: var(--text-muted);
}
/* Swiper customization */
.swiper-pagination-bullet { background: var(--primary); }
.swiper-pagination-bullet-active { background: var(--primary); width: 20px; border-radius: 4px; }
.swiper-button-next, .swiper-button-prev {
  color: var(--primary) !important;
  background: #fff;
  width: 44px !important;
  height: 44px !important;
  border-radius: 50%;
  box-shadow: var(--shadow);
}
.swiper-button-next::after, .swiper-button-prev::after { font-size: 0.9rem !important; font-weight: 900; }

/* ===== BLOG ===== */
.blog-card {
  background: #fff;
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--border);
  transition: var(--transition);
  height: 100%;
}
.blog-card:hover {
  box-shadow: var(--shadow-hover);
  transform: translateY(-4px);
  border-color: var(--primary);
}
.blog-card .blog-img {
  height: 200px;
  overflow: hidden;
}
.blog-card .blog-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition);
}
.blog-card:hover .blog-img img { transform: scale(1.05); }
.blog-card .blog-img-placeholder {
  width: 100%;
  height: 200px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 3rem;
}
.blog-card .blog-content { padding: 1.5rem; }
.blog-card .blog-meta {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 0.75rem;
}
.blog-card .blog-meta .category {
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--primary);
  background: var(--primary-light);
  padding: 0.2rem 0.7rem;
  border-radius: 50px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.blog-card .blog-meta .date {
  font-size: 0.78rem;
  color: var(--text-muted);
  display: flex;
  align-items: center;
  gap: 0.3rem;
}
.blog-card h5 {
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 0.6rem;
  line-height: 1.5;
  transition: var(--transition);
}
.blog-card:hover h5 { color: var(--primary); }
.blog-card p {
  font-size: 0.83rem;
  color: var(--text-muted);
  line-height: 1.7;
  margin-bottom: 1.1rem;
}
.blog-card .read-more {
  font-size: 0.83rem;
  font-weight: 600;
  color: var(--primary);
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  transition: var(--transition);
}
.blog-card:hover .read-more { gap: 0.6rem; }

/* ===== CTA SECTION ===== */
.cta-section {
  background: linear-gradient(135deg, #0B5ED7 0%, #062d80 100%);
  position: relative;
  overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 400px;
  height: 400px;
  background: rgba(245,158,11,0.1);
  border-radius: 50%;
}
.cta-section .cta-icon {
  font-size: 4rem;
  color: rgba(255,255,255,0.15);
  position: absolute;
  top: 50%;
  left: 5%;
  transform: translateY(-50%);
}

/* ===== FOOTER ===== */
footer {
  background: var(--bg-dark);
  color: rgba(255,255,255,0.8);
}
footer .footer-brand .brand-desc {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
  line-height: 1.8;
  margin-top: 0.75rem;
}
footer h6 {
  color: #fff;
  font-size: 0.92rem;
  font-weight: 700;
  margin-bottom: 1.25rem;
  position: relative;
  padding-bottom: 0.75rem;
}
footer h6::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 30px;
  height: 2px;
  background: var(--accent);
  border-radius: 2px;
}
footer ul li { margin-bottom: 0.6rem; }
footer ul li a {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
  transition: var(--transition);
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
}
footer ul li a:hover { color: var(--accent); padding-left: 4px; }
footer ul li a i { font-size: 0.7rem; }
footer .footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  margin-bottom: 0.9rem;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.65);
}
footer .footer-contact-item i {
  color: var(--accent);
  margin-top: 0.1rem;
  flex-shrink: 0;
}
footer .social-links {
  display: flex;
  gap: 0.6rem;
  margin-top: 1.25rem;
}
footer .social-links a {
  width: 38px;
  height: 38px;
  background: rgba(255,255,255,0.08);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.7);
  font-size: 0.9rem;
  transition: var(--transition);
}
footer .social-links a:hover { background: var(--primary); color: #fff; transform: translateY(-2px); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  font-size: 0.82rem;
  color: rgba(255,255,255,0.45);
}

/* ===== PAGE BANNER (inner pages) ===== */
.page-banner {
  background: linear-gradient(135deg, #0B5ED7 0%, #0948b3 100%);
  padding: 5rem 0 3.5rem;
  position: relative;
  overflow: hidden;
}
.page-banner::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  right: 0;
  height: 60px;
  background: var(--bg);
  clip-path: ellipse(55% 100% at 50% 100%);
}
.page-banner h1 { color: #fff; font-size: 2.2rem; font-weight: 800; }
.page-banner .breadcrumb { background: none; padding: 0; }
.page-banner .breadcrumb-item { color: rgba(255,255,255,0.65); font-size: 0.85rem; }
.page-banner .breadcrumb-item.active { color: var(--accent); }
.page-banner .breadcrumb-item + .breadcrumb-item::before { color: rgba(255,255,255,0.4); }
.page-banner a.breadcrumb-item { color: rgba(255,255,255,0.65); }
.page-banner a.breadcrumb-item:hover { color: #fff; }

/* ===== ABOUT PAGE ===== */
.strength-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 2rem;
  text-align: center;
  border: 1px solid var(--border);
  transition: var(--transition);
}
.strength-card:hover { box-shadow: var(--shadow-hover); transform: translateY(-4px); border-color: var(--primary); }
.strength-card .strength-icon {
  width: 70px;
  height: 70px;
  background: var(--primary-light);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  color: var(--primary);
  margin: 0 auto 1rem;
}
.strength-card h5 { font-size: 0.95rem; font-weight: 700; margin-bottom: 0.4rem; }
.strength-card p { font-size: 0.82rem; color: var(--text-muted); }

/* ===== PRODUCT DETAIL PAGE ===== */
.product-hero {
  background: linear-gradient(135deg, #0B5ED7 0%, #0948b3 100%);
  padding: 5rem 0 4rem;
  position: relative;
}
.product-hero::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  right: 0;
  height: 60px;
  background: var(--bg);
  clip-path: ellipse(55% 100% at 50% 100%);
}
.product-hero h1 { color: #fff; font-size: 2.2rem; font-weight: 800; }
.product-hero p { color: rgba(255,255,255,0.82); font-size: 1rem; }
.benefit-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 1.5rem;
  border: 1px solid var(--border);
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  transition: var(--transition);
  height: 100%;
}
.benefit-card:hover { box-shadow: var(--shadow); border-color: var(--primary); }
.benefit-card .benefit-icon {
  width: 48px;
  height: 48px;
  background: var(--primary-light);
  color: var(--primary);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}
.benefit-card h6 { font-weight: 700; margin-bottom: 0.3rem; font-size: 0.92rem; }
.benefit-card p { font-size: 0.82rem; color: var(--text-muted); margin: 0; line-height: 1.6; }

/* ===== CLAIMS PAGE ===== */
.claim-step-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 2rem 1.5rem;
  text-align: center;
  border: 1px solid var(--border);
  position: relative;
  transition: var(--transition);
}
.claim-step-card:hover { box-shadow: var(--shadow-hover); border-color: var(--primary); transform: translateY(-4px); }
.claim-step-card .step-num {
  position: absolute;
  top: -18px;
  left: 50%;
  transform: translateX(-50%);
  width: 36px;
  height: 36px;
  background: var(--primary);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.9rem;
}
.doc-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--primary-light);
  color: var(--primary);
  padding: 0.5rem 1rem;
  border-radius: 8px;
  font-size: 0.85rem;
  font-weight: 600;
  margin: 0.3rem;
}
.doc-badge i { font-size: 0.9rem; }
/* Accordion FAQ */
.faq-accordion .accordion-button {
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--text);
}
.faq-accordion .accordion-button:not(.collapsed) { color: var(--primary); background: var(--primary-light); }
.faq-accordion .accordion-body { font-size: 0.88rem; color: var(--text-muted); line-height: 1.8; }

/* ===== FORMS ===== */
.form-card {
  background: #fff;
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow);
  border: 1px solid var(--border);
}
.form-control, .form-select {
  border-radius: 10px;
  border: 1.5px solid var(--border);
  padding: 0.7rem 1rem;
  font-size: 0.9rem;
  font-family: 'Poppins', sans-serif;
  transition: var(--transition);
}
.form-control:focus, .form-select:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(11,94,215,0.12);
}
.form-label { font-weight: 600; font-size: 0.88rem; color: var(--text); margin-bottom: 0.4rem; }
.form-control::placeholder { color: #b0b8c1; font-size: 0.85rem; }

/* ===== BLOG PAGE ===== */
.blog-search-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 1.5rem;
  border: 1px solid var(--border);
  margin-bottom: 1.5rem;
}
.sidebar-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 1.5rem;
  border: 1px solid var(--border);
  margin-bottom: 1.5rem;
}
.sidebar-card h6 {
  font-weight: 700;
  margin-bottom: 1rem;
  padding-bottom: 0.6rem;
  border-bottom: 2px solid var(--primary-light);
  color: var(--text);
  font-size: 0.92rem;
}
.category-pill {
  display: inline-block;
  background: var(--primary-light);
  color: var(--primary);
  font-size: 0.78rem;
  font-weight: 600;
  padding: 0.3rem 0.85rem;
  border-radius: 50px;
  margin: 0.25rem;
  cursor: pointer;
  transition: var(--transition);
}
.category-pill:hover, .category-pill.active { background: var(--primary); color: #fff; }
.recent-post-item {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  padding: 0.75rem 0;
  border-bottom: 1px solid var(--border);
}
.recent-post-item:last-child { border-bottom: none; }
.recent-post-item .post-img {
  width: 55px;
  height: 55px;
  background: var(--primary-light);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}
.recent-post-item .post-title { font-size: 0.82rem; font-weight: 600; color: var(--text); line-height: 1.4; }
.recent-post-item .post-date { font-size: 0.72rem; color: var(--text-muted); margin-top: 0.2rem; }

/* ===== CONTACT PAGE ===== */
.contact-info-card {
  background: var(--primary);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  color: #fff;
  height: 100%;
}
.contact-info-card h4 { font-weight: 700; margin-bottom: 0.5rem; }
.contact-info-card p { font-size: 0.88rem; opacity: 0.85; margin-bottom: 2rem; }
.contact-info-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  margin-bottom: 1.5rem;
}
.contact-info-item .ci-icon {
  width: 44px;
  height: 44px;
  background: rgba(255,255,255,0.15);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.contact-info-item .ci-text strong {
  display: block;
  font-size: 0.82rem;
  opacity: 0.75;
  margin-bottom: 0.15rem;
}
.contact-info-item .ci-text span { font-size: 0.9rem; font-weight: 600; }
.map-placeholder {
  background: #e8f0fe;
  border-radius: var(--radius);
  height: 300px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  font-size: 1rem;
  font-weight: 600;
  border: 2px dashed var(--primary);
}
.map-placeholder i { font-size: 2.5rem; margin-bottom: 0.75rem; }

/* ===== CAREERS PAGE ===== */
.job-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 1.75rem;
  border: 1px solid var(--border);
  transition: var(--transition);
  margin-bottom: 1rem;
}
.job-card:hover { box-shadow: var(--shadow-hover); border-color: var(--primary); transform: translateX(4px); }
.job-badge {
  font-size: 0.72rem;
  font-weight: 700;
  padding: 0.25rem 0.75rem;
  border-radius: 50px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.badge-full { background: #d1fae5; color: #065f46; }
.badge-part { background: #fef3c7; color: #92400e; }
.badge-remote { background: #ede9fe; color: #5b21b6; }

/* ===== BECOME ADVISOR PAGE ===== */
.benefit-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  margin-bottom: 1.25rem;
  padding: 1rem;
  background: #fff;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  transition: var(--transition);
}
.benefit-item:hover { border-color: var(--primary); box-shadow: var(--shadow); }
.benefit-item .bi-icon {
  width: 44px;
  height: 44px;
  background: var(--primary-light);
  color: var(--primary);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}
.eligibility-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.75rem 1rem;
  background: #fff;
  border-radius: 10px;
  border: 1px solid var(--border);
  margin-bottom: 0.6rem;
  font-size: 0.9rem;
  font-weight: 500;
}
.eligibility-item i { color: var(--primary); font-size: 1.1rem; }

/* ===== COMPANIES PAGE ===== */
.company-detail-card {
  background: #fff;
  border-radius: var(--radius);
  padding: 2rem;
  border: 1px solid var(--border);
  transition: var(--transition);
  height: 100%;
  text-align: center;
}
.company-detail-card:hover { box-shadow: var(--shadow-hover); border-color: var(--primary); transform: translateY(-4px); }
.company-detail-card .comp-logo {
  width: 80px;
  height: 80px;
  background: var(--primary-light);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  color: var(--primary);
  margin: 0 auto 1rem;
}
.company-detail-card h5 { font-size: 0.95rem; font-weight: 700; margin-bottom: 0.5rem; }
.company-detail-card p { font-size: 0.82rem; color: var(--text-muted); line-height: 1.7; }

/* ===== FLOATING BUTTONS ===== */
.floating-buttons {
  position: fixed;
  bottom: 2rem;
  right: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  z-index: 9998;
}
.float-btn {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  color: #fff;
  box-shadow: 0 4px 15px rgba(0,0,0,0.2);
  transition: var(--transition);
  cursor: pointer;
  border: none;
}
.float-btn:hover { transform: scale(1.1); }
.float-btn-call { background: var(--primary); }
.float-btn-wp { background: #25D366; }
.float-btn-top { background: var(--accent); font-size: 1.1rem; }

/* ===== SCROLL TO TOP ===== */
#scrollTop {
  position: fixed;
  bottom: 5.5rem;
  right: 1.5rem;
  display: none;
  z-index: 9997;
}

/* ===== UTILITY ===== */
.bg-light-blue { background: var(--primary-light); }
.text-primary-custom { color: var(--primary) !important; }
.text-accent { color: var(--accent) !important; }
.section-padding { padding: 5rem 0; }
.rounded-custom { border-radius: var(--radius) !important; }
.shadow-custom { box-shadow: var(--shadow) !important; }
.divider { width: 50px; height: 3px; background: var(--accent); border-radius: 2px; margin: 0 auto 1.5rem; }
.divider-left { margin: 0 0 1.5rem; }

/* ===== PRIVACY / TERMS / DISCLAIMER ===== */
.legal-content h4 { font-size: 1.1rem; font-weight: 700; margin-top: 2rem; margin-bottom: 0.75rem; color: var(--primary); }
.legal-content p { font-size: 0.9rem; color: var(--text-muted); line-height: 1.9; margin-bottom: 1rem; }
.legal-content ul li { font-size: 0.9rem; color: var(--text-muted); line-height: 1.9; margin-bottom: 0.4rem; }

/* ===== RESPONSIVE ===== */
@media (max-width: 991.98px) {
  .hero-section { min-height: auto; padding: 7rem 0 4rem; }
  .hero-stats { gap: 1rem; }
  .step-arrow { display: none; }
  .hero-illustration { margin-top: 3rem; }
  .stat-item { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.15); }
  .stat-item:last-child { border-bottom: none; }
  .navbar-collapse { background: #fff; padding: 1rem; border-top: 1px solid var(--border); border-radius: 0 0 var(--radius) var(--radius); box-shadow: var(--shadow); }
  .navbar-actions { margin-left: 0; margin-top: 0.75rem; }
  .section-padding { padding: 3.5rem 0; }
  .contact-info-card { margin-bottom: 2rem; }
}
@media (max-width: 767.98px) {
  .section-title { font-size: 1.6rem; }
  .hero-title { font-size: 1.9rem; }
  .hero-stats { flex-wrap: wrap; gap: 1rem; }
  .hero-stat { min-width: 40%; }
  .floating-buttons { bottom: 1.25rem; right: 1rem; }
  .float-btn { width: 44px; height: 44px; font-size: 1.1rem; }
  .form-card { padding: 1.5rem; }
  .page-banner h1 { font-size: 1.8rem; }
  .mini-card-1, .mini-card-2 { display: none; }
}
@media (max-width: 575.98px) {
  .hero-section { padding: 6rem 0 3rem; }
  .hero-stats { justify-content: center; }
}

/* ===== AOS FALLBACK ===== */
[data-aos] { transition-property: transform, opacity !important; }
